Nominal Gross Capital Formation for Russia

Annual

NIXDCRUA • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

52,900,650.10

Year-over-Year Change

216.36%

Date Range

1/1/1990 - 1/1/2024

Summary

The Annual series measures the net charge-offs as a percentage of average loans and leases at commercial banks in the United States. This metric is a key indicator of credit quality and lending practices within the banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Annual series tracks the ratio of charge-offs to average loans and leases outstanding at U.S. commercial banks. Charge-offs represent loans that banks have written off as uncollectible, making this a useful gauge of asset quality and credit risk in the banking system.

Methodology

The data is collected and calculated by the U.S. Federal Reserve from quarterly reporting by commercial banks.

Historical Context

This metric is closely monitored by regulators, analysts, and policymakers to assess the health and lending behavior of the banking industry.

Key Facts

  • Charge-offs averaged 0.49% of loans in 2021.
  • Charge-off rates peaked at 2.93% during the 2008 financial crisis.
  • The series dates back to 1985.

FAQs

Q: What does this economic trend measure?

A: The Annual series measures the net charge-offs as a percentage of average loans and leases at U.S. commercial banks, providing insight into credit quality and lending practices.

Q: Why is this trend relevant for users or analysts?

A: This metric is a key indicator of asset quality and credit risk in the banking sector, which is closely monitored by regulators, economists, and market participants.

Q: How is this data collected or calculated?

A: The data is collected and calculated by the U.S. Federal Reserve from quarterly reporting by commercial banks.

Q: How is this trend used in economic policy?

A: Policymakers and regulators use this metric to assess the health and lending behavior of the banking industry, which has implications for monetary policy and financial stability.

Q: Are there update delays or limitations?

A: The Annual series is updated quarterly with a lag, and the data may be subject to revisions by the Federal Reserve.

Related Trends

Citation

U.S. Federal Reserve, Annual (NIXDCRUA), retrieved from FRED.