Percent, Quarterly

NHSNESPU20QP • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

0.00

Year-over-Year Change

N/A%

Date Range

1/1/2002 - 1/1/2024

Summary

The Personal Saving Rate measures the percentage of disposable personal income that households save. It is a key indicator of consumer spending and economic growth.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Personal Saving Rate represents the share of disposable personal income that is saved rather than spent by U.S. households. It is a closely watched economic indicator that provides insights into consumer behavior and the overall strength of the economy.

Methodology

The data is collected and calculated by the U.S. Bureau of Economic Analysis.

Historical Context

The Personal Saving Rate is used by policymakers, analysts, and investors to assess the financial health of households and gauge consumer confidence.

Key Facts

  • The personal saving rate averaged 6.9% in 2022.
  • Saving rates peaked at over 30% during the COVID-19 pandemic.
  • The saving rate has historically ranged from 2-10% in the U.S.

FAQs

Q: What does this economic trend measure?

A: The Personal Saving Rate measures the percentage of disposable personal income that U.S. households save rather than spend.

Q: Why is this trend relevant for users or analysts?

A: The Personal Saving Rate provides insights into consumer behavior and the overall strength of the economy, making it a key indicator used by policymakers, analysts, and investors.

Q: How is this data collected or calculated?

A: The data is collected and calculated by the U.S. Bureau of Economic Analysis.

Q: How is this trend used in economic policy?

A: The Personal Saving Rate is used by policymakers to assess the financial health of households and gauge consumer confidence, which informs economic policy decisions.

Q: Are there update delays or limitations?

A: The Personal Saving Rate data is published quarterly by the Bureau of Economic Analysis, with a typical release delay of one to two months.

Related Trends

Citation

U.S. Federal Reserve, Personal Saving Rate (NHSNESPU20QP), retrieved from FRED.