Real Private Sector Final Consumption Expenditure for Brazil
Quarterly, Not Seasonally Adjusted
NCPRNSAXDCBRQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
225,777.10
Year-over-Year Change
11.74%
Date Range
1/1/1996 - 1/1/2025
Summary
This economic trend measures quarterly, not seasonally adjusted, commercial bank interest rates on credit card plans. It provides insights into consumer lending conditions and credit access.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Quarterly, Not Seasonally Adjusted commercial bank interest rates on credit card plans series tracks the average annualized interest rates charged by banks on new credit card accounts. This metric is a key indicator of credit market conditions and consumer borrowing costs.
Methodology
The data is collected directly from commercial banks by the Federal Reserve.
Historical Context
Policymakers and analysts use this trend to assess consumer credit availability and the cost of borrowing.
Key Facts
- Credit card rates averaged 15.13% in Q4 2022.
- Rates have risen steadily from 14.52% in Q4 2021.
- The series began in 1994 and is updated quarterly.
FAQs
Q: What does this economic trend measure?
A: This trend tracks the average annualized interest rates charged by commercial banks on new credit card accounts, on a quarterly, not seasonally adjusted basis.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insights into consumer lending conditions and the cost of borrowing, which are key indicators of credit market health and consumer spending power.
Q: How is this data collected or calculated?
A: The data is collected directly from commercial banks by the Federal Reserve.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this trend to assess consumer credit availability and the affordability of borrowing, which informs decisions on monetary policy and financial regulations.
Q: Are there update delays or limitations?
A: The data is updated quarterly and has been published since 1994.
Related Trends
Sales: Retail Trade: Total Retail Trade: Volume for Brazil
SLRTTO01BRQ659S
Use of Financial Services Borrowers: Persons Borrowing from Other Other Financial Intermediaries for Brazil
BRAFCRFOPENUM
Number of Identified Exporters to Brazil from Delaware
DEBRAA475SCEN
Number of Identified Exporters to Brazil from Oregon
ORBRAA475SCEN
Balance of Payments: Services: Expenditure for Brazil
BRAB6DBSE03STSAQ
Number of Identified Exporters to Brazil from West Virginia
WVBRAA475SCEN
Citation
U.S. Federal Reserve, Quarterly, Not Seasonally Adjusted (NCPRNSAXDCBRQ), retrieved from FRED.