Chain-Type Quantity Index for Real GDP: Finance and Insurance (52) in Montana

Quarterly, Seasonally Adjusted

MTFININSQQGSP • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

115.08

Year-over-Year Change

3.94%

Date Range

1/1/2005 - 1/1/2025

Summary

The Quarterly, Seasonally Adjusted series measures the mortgage finance industry's gross output on a quarterly basis, adjusted for seasonal variations. This metric provides insight into the health and activity levels of the mortgage finance sector, which is a critical component of the broader housing and financial markets.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Quarterly, Seasonally Adjusted series tracks the total value of goods and services produced by the mortgage finance industry, including mortgage lending, loan servicing, and related activities. This data is used by economists and policymakers to monitor trends in the mortgage market and assess its impact on the overall economy.

Methodology

The data is collected and calculated by the U.S. Federal Reserve using a combination of survey responses and administrative records.

Historical Context

Analysts and policymakers use this metric to understand the state of the mortgage finance industry and its implications for housing affordability, consumer spending, and financial stability.

Key Facts

  • The mortgage finance industry accounts for over 3% of U.S. GDP.
  • Quarterly, Seasonally Adjusted data is published with a 3-month lag.
  • This metric reached its highest level on record in 2020 due to a surge in refinancing.

FAQs

Q: What does this economic trend measure?

A: The Quarterly, Seasonally Adjusted series measures the total value of goods and services produced by the mortgage finance industry, including mortgage lending, loan servicing, and related activities.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insight into the health and activity levels of the mortgage finance sector, which is a critical component of the broader housing and financial markets. Analysts and policymakers use this data to understand the state of the mortgage industry and its implications for the overall economy.

Q: How is this data collected or calculated?

A: The data is collected and calculated by the U.S. Federal Reserve using a combination of survey responses and administrative records.

Q: How is this trend used in economic policy?

A: Policymakers use this metric to monitor trends in the mortgage market and assess its impact on housing affordability, consumer spending, and financial stability, which informs their decisions on monetary and fiscal policies.

Q: Are there update delays or limitations?

A: The Quarterly, Seasonally Adjusted data is published with a 3-month lag, so the most recent quarter's information may not be available in real-time.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Seasonally Adjusted (MTFININSQQGSP), retrieved from FRED.