Monthly
MSLB20 • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.93
Year-over-Year Change
-22.49%
Date Range
1/1/1953 - 9/1/2016
Summary
The MSLB20 series tracks monthly lending behavior across U.S. financial institutions. This metric provides critical insights into credit market dynamics and potential economic shifts.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents the volume and characteristics of lending activities by financial institutions on a monthly basis. Economists analyze these trends to understand credit availability, potential economic expansion or contraction, and financial sector health.
Methodology
Data is collected through comprehensive surveys and reporting mechanisms from banks, credit unions, and other lending institutions.
Historical Context
Policymakers and financial analysts use this trend to assess monetary policy effectiveness, credit market conditions, and potential economic stimulus requirements.
Key Facts
- Provides monthly snapshot of lending activities across financial institutions
- Helps predict potential economic trends and credit market conditions
- Critical for understanding financial sector performance
FAQs
Q: What does the MSLB20 series measure?
A: The MSLB20 tracks monthly lending volumes and characteristics across U.S. financial institutions. It provides a comprehensive view of credit market dynamics.
Q: How frequently is this data updated?
A: This series is updated monthly, offering near-real-time insights into lending trends. The data typically becomes available shortly after the end of each reporting period.
Q: Why are lending trends important?
A: Lending trends indicate economic health, credit availability, and potential future economic activity. They help predict business expansion, consumer spending, and overall economic momentum.
Q: How do policymakers use this data?
A: Federal Reserve and economic policymakers analyze these trends to inform monetary policy decisions, assess financial sector stability, and develop economic strategies.
Q: What are potential limitations of this data?
A: While comprehensive, the data represents a snapshot in time and may not capture all nuanced lending activities. It should be analyzed alongside other economic indicators for a complete picture.
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Citation
U.S. Federal Reserve, Monthly [MSLB20], retrieved from FRED.
Last Checked: 8/1/2025