Use of Financial Services Borrowers: Persons Borrowing from Commercial Banks for Mozambique

MOZFCRODCPENUM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1,057,632.00

Year-over-Year Change

201.99%

Date Range

1/1/2004 - 1/1/2023

Summary

This economic trend measures the number of individuals in Mozambique who borrow from commercial banks. It provides insights into the usage of financial services and access to credit in the country.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The 'Use of Financial Services Borrowers: Persons Borrowing from Commercial Banks for Mozambique' data series tracks the total number of persons who have taken out loans from commercial banks in Mozambique. This metric is used by economists and policymakers to assess financial inclusion and the depth of the country's banking sector.

Methodology

The data is collected by the Mozambican central bank through surveys and reports from commercial lenders.

Historical Context

This trend is relevant for understanding financial market development and informing policies aimed at expanding access to credit and banking services.

Key Facts

  • Mozambique has a population of over 31 million people.
  • Only about 30% of adults in Mozambique have a bank account.
  • Access to credit remains a key challenge for many Mozambicans.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total number of individuals in Mozambique who have borrowed money from commercial banks.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insights into financial inclusion and access to credit in the Mozambican economy, which is important for assessing economic development and informing policy decisions.

Q: How is this data collected or calculated?

A: The data is collected by Mozambique's central bank through surveys and reports from commercial lenders operating in the country.

Q: How is this trend used in economic policy?

A: Policymakers and economists use this data to understand patterns of financial services usage and inform policies aimed at expanding access to credit and banking services in Mozambique.

Q: Are there update delays or limitations?

A: The data may have lags in reporting and may not capture all informal lending activities in the Mozambican economy.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services Borrowers: Persons Borrowing from Commercial Banks for Mozambique (MOZFCRODCPENUM), retrieved from FRED.