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Monthly

MHHNGSP • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

3.20

Year-over-Year Change

54.59%

Date Range

1/1/1997 - 7/1/2025

Summary

The Monthly Household Net Worth series measures the net worth of U.S. households, which is a key indicator of economic well-being and a driver of consumer spending.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This metric represents the total assets (e.g., real estate, stocks) owned by households minus their total liabilities (e.g., mortgages, loans). It provides insight into the overall financial health and economic resilience of American families.

Methodology

The data is calculated by the Federal Reserve using household balance sheet information.

Historical Context

Policymakers and analysts closely monitor household net worth to understand consumer behavior and gauge the strength of the broader economy.

Key Facts

  • Household net worth reached a record high of $142 trillion in Q4 2021.
  • Real estate assets make up about 30% of total household net worth.
  • Net worth declined sharply during the 2008 financial crisis but has since fully recovered.

FAQs

Q: What does this economic trend measure?

A: The Monthly Household Net Worth series tracks the total assets owned by U.S. households minus their total liabilities, providing a comprehensive view of American family finances.

Q: Why is this trend relevant for users or analysts?

A: Household net worth is a crucial indicator of economic health and consumer spending power, making it closely watched by policymakers, economists, and market analysts.

Q: How is this data collected or calculated?

A: The Federal Reserve calculates this metric using comprehensive household balance sheet information.

Q: How is this trend used in economic policy?

A: Policymakers analyze household net worth to understand consumer behavior and the broader strength of the economy, which informs decisions on interest rates, fiscal policy, and other interventions.

Q: Are there update delays or limitations?

A: The Monthly Household Net Worth data is released quarterly with a lag of several months, and may be subject to revisions as additional information becomes available.

Related Trends

Citation

U.S. Federal Reserve, Monthly Household Net Worth (MHHNGSP), retrieved from FRED.