Other Liquid Deposits: Total
MDLM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
10,854.40
Year-over-Year Change
2.44%
Date Range
5/1/2020 - 6/1/2025
Summary
Other Liquid Deposits: Total tracks the aggregate volume of liquid deposit accounts across financial institutions in the United States. This metric provides critical insight into short-term financial liquidity and consumer/business cash management strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents a comprehensive measure of readily accessible financial assets that can be quickly converted to cash without significant penalties. Economists analyze this indicator to understand broader monetary dynamics, liquidity preferences, and potential shifts in financial behavior.
Methodology
Data is collected through aggregated reporting from banks, credit unions, and other financial institutions, compiled and standardized by the Federal Reserve.
Historical Context
This metric is used in monetary policy analysis, helping policymakers assess overall financial system liquidity and potential economic momentum.
Key Facts
- Represents total liquid deposits across financial institutions
- Indicates short-term financial flexibility and cash management
- Provides insights into broader economic liquidity conditions
FAQs
Q: What are 'Other Liquid Deposits'?
A: These are financial accounts that can be easily converted to cash with minimal restrictions or penalties. They represent a key measure of short-term financial accessibility.
Q: Why do economists track this metric?
A: It helps understand current financial liquidity, consumer behavior, and potential economic trends. Changes can signal shifts in saving and spending patterns.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data on a monthly or quarterly basis, providing current snapshots of financial liquidity.
Q: What impacts changes in liquid deposits?
A: Interest rates, economic conditions, consumer confidence, and monetary policy can significantly influence the volume of liquid deposits.
Q: Are there limitations to this metric?
A: While valuable, this metric doesn't capture all financial assets and should be analyzed alongside other economic indicators for comprehensive insights.
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Related Trends
Citation
U.S. Federal Reserve, Other Liquid Deposits: Total [MDLM], retrieved from FRED.
Last Checked: 8/1/2025