Adjusted Demand Deposits, All Commercial Banks for United States
M1472AUSM144SNBR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
76,216.00
Year-over-Year Change
13.01%
Date Range
6/1/1914 - 12/1/1945
Summary
This economic indicator tracks the adjusted demand deposits held by all commercial banks in the United States. It is a key measure of money supply and provides insights into consumer and business liquidity.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Adjusted demand deposits represent the sum of checkable deposits, travelers checks, and other checkable deposits. This metric is closely monitored by economists and policymakers as it reflects the overall availability of highly liquid funds in the economy.
Methodology
The data is collected and calculated by the U.S. Federal Reserve based on reports from commercial banks.
Historical Context
Trends in adjusted demand deposits inform monetary policy decisions and provide signals about economic conditions and consumer/business confidence.
Key Facts
- Demand deposits are the most liquid form of money in circulation.
- Demand deposits fluctuate based on consumer spending, business investment, and confidence in the economy.
- Adjusted demand deposits are a key component of the M1 money supply measure.
FAQs
Q: What does this economic trend measure?
A: This indicator tracks the total adjusted demand deposits held by all commercial banks in the United States. Demand deposits are the most liquid form of money and a key component of the money supply.
Q: Why is this trend relevant for users or analysts?
A: Trends in adjusted demand deposits provide valuable insights into overall economic liquidity, consumer spending habits, and business investment. This data is closely monitored by economists, policymakers, and market analysts.
Q: How is this data collected or calculated?
A: The U.S. Federal Reserve collects this data directly from reports filed by commercial banks.
Q: How is this trend used in economic policy?
A: Adjusted demand deposit data informs monetary policy decisions, as it reflects the overall availability of highly liquid funds in the economy. Policymakers use this information to gauge economic conditions and make appropriate adjustments.
Q: Are there update delays or limitations?
A: The Federal Reserve publishes this data on a weekly basis, with a short lag time. There are no significant known limitations to the data collection or reporting process.
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Citation
U.S. Federal Reserve, Adjusted Demand Deposits, All Commercial Banks for United States (M1472AUSM144SNBR), retrieved from FRED.