Total Deposits, All Commercial Banks for United States
M1445AUSM144SNBR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
106,463.00
Year-over-Year Change
16.16%
Date Range
5/1/1907 - 12/1/1945
Summary
This economic series measures the total deposits held by all commercial banks in the United States. It is a key indicator of banking system liquidity and economic activity.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Total deposits represent the money supply that is readily available for consumers and businesses to withdraw or use for transactions. This metric is closely watched by economists, policymakers, and financial analysts to gauge the overall health and lending capacity of the U.S. banking system.
Methodology
The data is collected and reported by the U.S. Federal Reserve through its weekly H.8 statistical release.
Historical Context
Changes in total bank deposits are used to inform monetary policy decisions and provide insights into consumer and business confidence.
Key Facts
- Total U.S. bank deposits exceeded $18 trillion as of 2022.
- Deposits have grown significantly since the 2008 financial crisis.
- Checking accounts make up the largest share of total deposits.
FAQs
Q: What does this economic trend measure?
A: This series measures the total dollar value of deposits held by all commercial banks operating in the United States.
Q: Why is this trend relevant for users or analysts?
A: Total bank deposits are a key indicator of the overall health and lending capacity of the U.S. banking system, which is crucial for supporting economic growth and stability.
Q: How is this data collected or calculated?
A: The data is collected and reported weekly by the U.S. Federal Reserve through its H.8 statistical release on the assets and liabilities of commercial banks.
Q: How is this trend used in economic policy?
A: Changes in total bank deposits are closely monitored by policymakers, as they provide insights into consumer and business confidence, as well as the ability of banks to extend credit and support economic activity.
Q: Are there update delays or limitations?
A: The data is reported weekly by the Federal Reserve with minimal delay, providing timely information on the state of the U.S. banking system.
Related Trends
Net Demand Deposits, Reporting Member Banks, Federal Reserve System for United States
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Other Currency Outside the Treasury and Federal Reserve Banks for United States
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Circulation for United States
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Circulation, Other Than Central Reserve Cities for United States
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Silver Held in the Treasury, Treasury and Federal Reserve Banks for United States
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Citation
U.S. Federal Reserve, Total Deposits, All Commercial Banks for United States (M1445AUSM144SNBR), retrieved from FRED.