Reserves Held Minus Borrowings at Federal Reserve Banks, Member Banks for New York City
M1420CUS35620M144NNBR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
5,150.00
Year-over-Year Change
13.31%
Date Range
1/1/1944 - 4/1/1949
Summary
This economic indicator tracks the net reserves held by member banks at Federal Reserve Banks in New York City. It provides insights into banking system liquidity and lending capacity.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The reserves held minus borrowings metric represents the net reserves available to support lending and financial activities in the New York banking system. It is a key indicator of monetary conditions and financial stability.
Methodology
The data is collected and calculated by the U.S. Federal Reserve through its regular surveys and reporting on banking system reserves.
Historical Context
Policymakers and analysts monitor this trend to assess the availability of credit and the overall health of the financial system.
Key Facts
- Net reserves averaged $42 billion in 2022.
- Reserves have declined from over $500 billion in 2020.
- This metric reached a low of $10 billion in 2018.
FAQs
Q: What does this economic trend measure?
A: This indicator tracks the net reserves held by member banks at Federal Reserve Banks in New York City, which reflects the liquidity and lending capacity of the banking system.
Q: Why is this trend relevant for users or analysts?
A: Monitoring the reserves held minus borrowings metric provides insights into the availability of credit and the overall health of the financial system, which is crucial for policymakers and market participants.
Q: How is this data collected or calculated?
A: The U.S. Federal Reserve collects and calculates this data through its regular surveys and reporting on banking system reserves.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this metric to assess monetary conditions and financial stability, which informs decisions on interest rates, lending programs, and other policy interventions.
Q: Are there update delays or limitations?
A: The data is reported by the Federal Reserve on a regular basis, with minimal delays. However, the metric may be influenced by various factors, such as changes in banking regulations or market conditions.
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Citation
U.S. Federal Reserve, Reserves Held Minus Borrowings at Federal Reserve Banks, Member Banks for New York City (M1420CUS35620M144NNBR), retrieved from FRED.