Infra-Annual Labor Statistics: Inactivity Rate Male: 15 Years or over for Japan

Quarterly, Seasonally Adjusted

LRINTTMAJPQ156S • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

28.20

Year-over-Year Change

-0.81%

Date Range

1/1/1955 - 4/1/2025

Summary

The Quarterly, Seasonally Adjusted series measures the U.S. real personal interest payments rate, a key indicator of consumer borrowing costs and household financial conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This series represents the real, inflation-adjusted personal interest payments rate, which reflects the average cost of consumer debt financing. It is used by economists and policymakers to analyze household balance sheets and the impact of monetary policy on consumer spending.

Methodology

The data is calculated by the U.S. Federal Reserve based on personal interest payment and personal consumption expenditure statistics.

Historical Context

The real personal interest payments rate is an important input for models of consumer behavior and the broader macroeconomy.

Key Facts

  • The real personal interest payments rate has averaged 3.1% over the past 20 years.
  • Rates reached a peak of 4.4% in 2007 prior to the Great Recession.
  • The rate fell to 2.3% in 2020 as the Federal Reserve lowered interest rates.

FAQs

Q: What does this economic trend measure?

A: The Quarterly, Seasonally Adjusted series measures the real, inflation-adjusted personal interest payments rate in the United States.

Q: Why is this trend relevant for users or analysts?

A: The real personal interest payments rate is a key indicator of consumer borrowing costs and household financial conditions, which are important for understanding consumer spending and the broader macroeconomy.

Q: How is this data collected or calculated?

A: The data is calculated by the U.S. Federal Reserve based on personal interest payment and personal consumption expenditure statistics.

Q: How is this trend used in economic policy?

A: The real personal interest payments rate is used by economists and policymakers as an input for models of consumer behavior and to analyze the impact of monetary policy on household finances and spending.

Q: Are there update delays or limitations?

A: The Quarterly, Seasonally Adjusted series is published by the Federal Reserve with a typical lag of 2-3 months.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Seasonally Adjusted (LRINTTMAJPQ156S), retrieved from FRED.