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Quarterly, Not Seasonally Adjusted

LRIN74TTDKQ156N • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

25.90

Year-over-Year Change

-12.20%

Date Range

1/1/1999 - 1/1/2025

Summary

This trend measures quarterly total loans and leases in U.S. commercial banks, not seasonally adjusted. It provides insights into commercial lending activity and the overall health of the banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Quarterly, Not Seasonally Adjusted total loans and leases series tracks the volume of outstanding loans and leases held by U.S. commercial banks on a quarterly basis. This metric is a key indicator of commercial lending activity and can signal changes in economic conditions and credit availability.

Methodology

The data is collected directly from quarterly reports filed by U.S. commercial banks with the Federal Reserve.

Historical Context

Policymakers and market analysts closely monitor this trend to assess the state of commercial credit markets and the broader economy.

Key Facts

  • Quarterly data, not seasonally adjusted.
  • Measures total loans and leases held by U.S. commercial banks.
  • Indicator of commercial lending activity and economic conditions.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total volume of outstanding loans and leases held by U.S. commercial banks on a quarterly basis, not seasonally adjusted.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insights into commercial lending activity and the overall health of the banking sector, which is crucial for assessing economic conditions and credit availability.

Q: How is this data collected or calculated?

A: The data is collected directly from quarterly reports filed by U.S. commercial banks with the Federal Reserve.

Q: How is this trend used in economic policy?

A: Policymakers and market analysts closely monitor this trend to assess the state of commercial credit markets and the broader economy, which informs policy decisions and market strategies.

Q: Are there update delays or limitations?

A: The data is reported on a quarterly basis, so there may be a short delay in the availability of the most recent figures.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Not Seasonally Adjusted (LRIN74TTDKQ156N), retrieved from FRED.