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Quarterly, Seasonally Adjusted

LRIN64MAPTQ156S • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

19.19

Year-over-Year Change

-10.60%

Date Range

1/1/1998 - 1/1/2025

Summary

The 'Quarterly, Seasonally Adjusted' series measures the net household savings rate in the United States. This key economic indicator provides insights into consumer spending and financial security.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The household savings rate represents the percentage of disposable personal income that is saved rather than spent. Economists and policymakers closely monitor this trend to gauge consumer behavior and financial resilience.

Methodology

The data is calculated by the U.S. Bureau of Economic Analysis using household income and expenditure surveys.

Historical Context

The household savings rate informs economic and monetary policy decisions that impact consumer markets and the broader economy.

Key Facts

  • The U.S. household savings rate averaged 7.7% in 2022.
  • Savings rates tend to rise during economic downturns.
  • Increasing savings can signal consumer caution or financial constraints.

FAQs

Q: What does this economic trend measure?

A: The 'Quarterly, Seasonally Adjusted' series measures the percentage of disposable personal income that U.S. households save rather than spend.

Q: Why is this trend relevant for users or analysts?

A: The household savings rate is a key indicator of consumer financial health and confidence, which informs economic and policy decisions.

Q: How is this data collected or calculated?

A: The data is calculated by the U.S. Bureau of Economic Analysis using household income and expenditure surveys.

Q: How is this trend used in economic policy?

A: The household savings rate helps policymakers and analysts assess consumer behavior and financial resilience, informing decisions that impact consumer markets and the broader economy.

Q: Are there update delays or limitations?

A: The data is published quarterly with a lag, and may be subject to revisions as more complete information becomes available.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Seasonally Adjusted (LRIN64MAPTQ156S), retrieved from FRED.