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Quarterly, Not Seasonally Adjusted

LRIN24FEFRQ156N • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

61.80

Year-over-Year Change

-0.32%

Date Range

1/1/1999 - 1/1/2025

Summary

The 'Quarterly, Not Seasonally Adjusted' trend measures lending standards for commercial and industrial loans at U.S. banks. This metric provides insight into the availability of business credit and can signal shifts in economic conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This Federal Reserve survey tracks the percentage of domestic banks that report tightening standards for commercial and industrial loans on a quarterly basis. It serves as an important barometer for the lending environment and access to capital for businesses.

Methodology

The data is collected through the Federal Reserve's Senior Loan Officer Opinion Survey on Bank Lending Practices.

Historical Context

This trend is closely monitored by economists, policymakers, and market analysts to assess the health of the business credit market.

Key Facts

  • The series dates back to 1990.
  • It measures the net percentage of banks tightening lending standards.
  • Loan standards often tighten during economic downturns.

FAQs

Q: What does this economic trend measure?

A: This trend measures the net percentage of domestic banks that report tightening standards for commercial and industrial loans on a quarterly basis.

Q: Why is this trend relevant for users or analysts?

A: This metric provides important insights into the availability of business credit, which is a key factor in economic growth and investment.

Q: How is this data collected or calculated?

A: The data is collected through the Federal Reserve's Senior Loan Officer Opinion Survey on Bank Lending Practices.

Q: How is this trend used in economic policy?

A: Policymakers and economists closely monitor this trend to assess the health of the business credit market and make informed decisions about monetary policy.

Q: Are there update delays or limitations?

A: The data is released on a quarterly basis, with a slight delay from the end of the reference period.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Not Seasonally Adjusted (LRIN24FEFRQ156N), retrieved from FRED.