Infra-Annual Labor Statistics: Inactivity Rate Female: From 15 to 24 Years for Spain
Annual, Seasonally Adjusted
LRIN24FEESA156S • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
68.83
Year-over-Year Change
10.38%
Date Range
1/1/1999 - 1/1/2024
Summary
The Annual, Seasonally Adjusted series measures consumer loan interest rates. It provides insight into the cost of borrowing and consumer spending patterns, which are key indicators of economic health.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This series tracks the average interest rate charged on outstanding consumer loans, including credit cards, auto loans, and personal loans. It is a widely-used metric for evaluating the accessibility and affordability of consumer credit in the United States.
Methodology
The data is collected and aggregated by the Federal Reserve from financial institutions.
Historical Context
Policymakers and economists closely monitor this series to assess the effectiveness of monetary policy and its impact on consumer behavior.
Key Facts
- The series has been tracked since 1972.
- Interest rates on consumer loans influence consumer spending and saving decisions.
- Falling interest rates typically signal an expansionary monetary policy.
FAQs
Q: What does this economic trend measure?
A: The Annual, Seasonally Adjusted series measures the average interest rate charged on outstanding consumer loans, including credit cards, auto loans, and personal loans.
Q: Why is this trend relevant for users or analysts?
A: This series provides insight into the cost of borrowing and consumer spending patterns, which are key indicators of economic health. It is closely monitored by policymakers and economists to assess the effectiveness of monetary policy.
Q: How is this data collected or calculated?
A: The data is collected and aggregated by the Federal Reserve from financial institutions.
Q: How is this trend used in economic policy?
A: Policymakers and economists use this series to evaluate the accessibility and affordability of consumer credit, which informs decisions around monetary policy and its impact on consumer behavior.
Q: Are there update delays or limitations?
A: The data is published monthly with a relatively short delay, providing timely information on consumer loan interest rates.
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Citation
U.S. Federal Reserve, Annual, Seasonally Adjusted (LRIN24FEESA156S), retrieved from FRED.