Infra-Annual Labor Statistics: Monthly Unemployment Rate Total: From 15 to 24 Years for Japan
Quarterly, Not Seasonally Adjusted
LRHU24TTJPQ156N • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
4.23
Year-over-Year Change
-4.51%
Date Range
1/1/1968 - 4/1/2025
Summary
This economic trend measures the total debt-to-income ratio for U.S. households on a quarterly basis without seasonal adjustments. It provides important insights into household financial health and consumer spending patterns.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The household debt-to-income ratio tracks the total outstanding debt held by U.S. households compared to their disposable personal income. This metric is a key indicator of household financial leverage and ability to service debt obligations.
Methodology
The data is calculated by the Federal Reserve based on household balance sheet and income information from various government and private sources.
Historical Context
Policymakers and analysts closely monitor household debt levels to assess consumer financial stability and the potential impact on broader economic conditions.
Key Facts
- U.S. household debt hit a record high of $15.6 trillion in Q4 2021.
- The debt-to-income ratio peaked at 134% in 2007 before declining during the Great Recession.
- Rapid growth in mortgage, auto, and student loan debt has driven increased household leverage in recent decades.
FAQs
Q: What does this economic trend measure?
A: This trend measures the ratio of total outstanding household debt to disposable personal income in the United States on a quarterly basis without seasonal adjustments.
Q: Why is this trend relevant for users or analysts?
A: The household debt-to-income ratio is a key indicator of consumer financial health and ability to service debt, providing insights into household spending patterns and the broader economic outlook.
Q: How is this data collected or calculated?
A: The Federal Reserve calculates this metric based on household balance sheet and income data from various government and private sources.
Q: How is this trend used in economic policy?
A: Policymakers and economists closely monitor household debt levels to assess consumer financial stability and the potential impact on economic growth, consumer spending, and financial system risks.
Q: Are there update delays or limitations?
A: The data is released quarterly by the Federal Reserve with a lag of approximately three months.
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Citation
U.S. Federal Reserve, Quarterly, Not Seasonally Adjusted (LRHU24TTJPQ156N), retrieved from FRED.