Infra-Annual Labor Statistics: Labor Force Participation Rate Female: 15 Years or over for Australia
Monthly, Not Seasonally Adjusted
LRACTTFEAUM156N • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
63.32
Year-over-Year Change
0.53%
Date Range
2/1/1978 - 6/1/2025
Summary
This economic trend measures the value of total consumer credit outstanding on a monthly basis, without seasonal adjustments. It provides insight into consumer borrowing patterns and financial conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The total consumer credit outstanding trend represents the total amount of outstanding credit held by U.S. households, including credit card balances, auto loans, and student loans. It is a key indicator of consumer spending and financial health.
Methodology
The data is collected and reported monthly by the Federal Reserve.
Historical Context
Policymakers and market analysts closely monitor this trend to gauge consumer confidence and the overall state of the economy.
Key Facts
- Consumer credit outstanding reached a record high of $4.45 trillion in 2022.
- Auto loans make up the largest component of consumer credit at over $1.5 trillion.
- Student loan debt accounts for nearly $1.7 trillion in consumer credit.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total outstanding consumer credit held by U.S. households, including credit cards, auto loans, and student loans.
Q: Why is this trend relevant for users or analysts?
A: The total consumer credit outstanding trend provides insight into consumer borrowing patterns and financial conditions, which are key indicators of economic health and consumer confidence.
Q: How is this data collected or calculated?
A: The data is collected and reported monthly by the Federal Reserve.
Q: How is this trend used in economic policy?
A: Policymakers and market analysts closely monitor this trend to gauge consumer spending, debt levels, and the overall state of the economy, which informs policy decisions.
Q: Are there update delays or limitations?
A: The data is released monthly with no significant update delays, providing timely insights into consumer credit conditions.
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Citation
U.S. Federal Reserve, Total Consumer Credit Outstanding (LRACTTFEAUM156N), retrieved from FRED.