Country Banks, Classification of Loans and Investments: Loans: Real Estate
LOREALESCON • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,384.00
Year-over-Year Change
33.59%
Date Range
1/1/1925 - 1/1/1928
Summary
This economic trend tracks the value of real estate loans held by country banks in the United States. It provides insights into the health and lending activity of smaller, regional financial institutions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 'Country Banks, Classification of Loans and Investments: Loans: Real Estate' series measures the outstanding value of real estate loans on the balance sheets of country banks across the U.S. This data point is used by economists and policymakers to gauge the lending behavior and credit conditions within smaller, regional banking markets.
Methodology
The data is collected by the U.S. Federal Reserve through regulatory reporting by country banks.
Historical Context
This metric is monitored by the Federal Reserve and other agencies to assess the flow of credit to the real estate sector and broader economic conditions.
Key Facts
- Country banks hold over $1 trillion in real estate loans.
- Real estate loans make up around 30% of total loans for country banks.
- Trends in this metric often precede changes in the broader real estate market.
FAQs
Q: What does this economic trend measure?
A: This trend tracks the total value of real estate loans on the balance sheets of country banks in the United States.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insights into the lending activity and credit conditions within smaller, regional banking markets, which can signal broader trends in the real estate sector and overall economy.
Q: How is this data collected or calculated?
A: The data is collected by the U.S. Federal Reserve through mandatory regulatory reporting by country banks.
Q: How is this trend used in economic policy?
A: Policymakers and economists monitor this indicator to assess the flow of credit to the real estate sector and broader economic conditions, as trends in country bank real estate lending often precede changes in the broader real estate market.
Q: Are there update delays or limitations?
A: The data is published with a lag of several weeks, and may be subject to revisions by the Federal Reserve.
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Citation
U.S. Federal Reserve, Country Banks, Classification of Loans and Investments: Loans: Real Estate (LOREALESCON), retrieved from FRED.