Central Reserve City Member Banks in Chicago, Classification of Loans: Other Loans

LOANOTHRCH • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

95.00

Year-over-Year Change

-78.26%

Date Range

10/1/1928 - 12/1/1941

Summary

The 'Central Reserve City Member Banks in Chicago, Classification of Loans: Other Loans' trend measures the volume of non-real estate and non-commercial loans held by member banks in Chicago. This data provides insights into the overall lending activity and credit conditions in the Chicago banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This series tracks the value of 'other loans' — which includes consumer, agricultural, and industrial loans, among others — held by member banks classified as central reserve city banks in Chicago. It serves as an important indicator of the breadth of lending activities and credit flows within the local banking system.

Methodology

The data is collected through the Federal Reserve's weekly reporting of balance sheet information from member banks.

Historical Context

Policymakers and analysts use this metric to gauge the overall lending environment and credit conditions in the Chicago market.

Key Facts

  • Chicago is classified as a central reserve city by the Federal Reserve.
  • Other loans include consumer, agricultural, and industrial loans.
  • This metric excludes real estate and commercial loans.

FAQs

Q: What does this economic trend measure?

A: This trend measures the volume of non-real estate and non-commercial loans held by member banks in Chicago, providing insights into overall lending activity and credit conditions in the local banking sector.

Q: Why is this trend relevant for users or analysts?

A: This metric is an important indicator of the breadth of lending activities and credit flows within the Chicago banking system, which is useful for policymakers and analysts assessing the local lending environment and credit conditions.

Q: How is this data collected or calculated?

A: The data is collected through the Federal Reserve's weekly reporting of balance sheet information from member banks.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this metric to gauge the overall lending environment and credit conditions in the Chicago market, which can inform policy decisions and market assessments.

Q: Are there update delays or limitations?

A: The data is reported weekly by the Federal Reserve, so there may be short lags in availability, but it provides a timely view of lending trends in the Chicago banking sector.

Related Trends

Citation

U.S. Federal Reserve, Central Reserve City Member Banks in Chicago, Classification of Loans: Other Loans (LOANOTHRCH), retrieved from FRED.