Infra-Annual Labor Statistics: Employment: Economic Activity: Industry (Including Construction): Total for Canada

Quarterly, Seasonally Adjusted

LFEAICTTCAQ647S • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

3,908,062.00

Year-over-Year Change

3.92%

Date Range

1/1/1961 - 4/1/2025

Summary

This trend measures quarterly total consumer debt balances, adjusted for seasonal variations. It is a key indicator of household financial conditions and consumer spending patterns.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Quarterly, Seasonally Adjusted consumer debt balance series tracks the total amount of consumer credit, including credit cards, auto loans, and student loans, held by U.S. households on a quarterly basis. This metric provides insights into consumer borrowing behavior and financial leverage.

Methodology

The data is compiled by the Federal Reserve based on financial institution reporting.

Historical Context

Consumer debt levels are closely monitored by policymakers and market analysts as a gauge of economic health and consumer confidence.

Key Facts

  • Consumer debt reached a record high of $16.51 trillion in Q2 2022.
  • Debt growth slowed to 2.3% in Q2 2022 compared to 3.6% in Q1 2022.
  • Mortgage debt accounts for over 70% of total consumer debt.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total outstanding consumer credit balances held by U.S. households on a quarterly basis, adjusted for seasonal variations.

Q: Why is this trend relevant for users or analysts?

A: Consumer debt levels are a key indicator of household financial health and a driver of consumer spending, making this trend important for economists, policymakers, and market analysts.

Q: How is this data collected or calculated?

A: The data is compiled by the Federal Reserve based on reporting from financial institutions.

Q: How is this trend used in economic policy?

A: Policymakers and central banks monitor consumer debt levels to assess the financial conditions of households and shape policies that impact consumer spending and credit availability.

Q: Are there update delays or limitations?

A: The data is released quarterly with a lag of approximately 2-3 months.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Seasonally Adjusted (LFEAICTTCAQ647S), retrieved from FRED.