Liabilities: Deposits: Member Bank Reserve Account

LDMB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

26,025.00

Year-over-Year Change

29.81%

Date Range

10/19/1983 - 12/11/2002

Summary

The 'Liabilities: Deposits: Member Bank Reserve Account' tracks the total deposits held by member banks at Federal Reserve Banks. This metric is a critical indicator of banking system liquidity and monetary policy implementation.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This economic indicator represents the funds that commercial banks maintain in their reserve accounts at the Federal Reserve, which are essential for meeting regulatory requirements and facilitating interbank transactions. Economists closely monitor these reserve levels as they reflect the banking system's financial health and potential monetary policy impacts.

Methodology

The data is collected directly from Federal Reserve Banks' accounting records, tracking the aggregate deposit balances of member banks in their reserve accounts.

Historical Context

Policymakers and central bankers use this data to assess banking system stability, manage monetary supply, and inform potential interventions in financial markets.

Key Facts

  • Represents total deposits held by member banks at Federal Reserve Banks
  • Crucial for understanding banking system liquidity
  • Directly influences monetary policy decision-making

FAQs

Q: What do bank reserve accounts represent?

A: Bank reserve accounts are funds that commercial banks maintain at the Federal Reserve, used to meet regulatory requirements and facilitate financial transactions.

Q: How do reserve account levels impact monetary policy?

A: Reserve levels help the Federal Reserve manage money supply, control lending capacity, and implement monetary policy strategies.

Q: How often is the LDMB data updated?

A: The LDMB data is typically updated weekly, providing current insights into banking system liquidity.

Q: Why do economists track member bank reserve accounts?

A: Tracking these accounts helps economists understand banking system health, potential lending capacity, and overall financial market conditions.

Q: What are the limitations of the LDMB data?

A: While comprehensive, the data represents a snapshot in time and should be analyzed alongside other economic indicators for a complete financial assessment.

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Citation

U.S. Federal Reserve, Liabilities: Deposits: Member Bank Reserve Account [LDMB], retrieved from FRED.

Last Checked: 8/1/2025