Quarterly, Seasonally Adjusted

LCEAMN01FIQ659S • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

0.98

Year-over-Year Change

-50.58%

Date Range

1/1/1960 - 10/1/2016

Summary

This economic trend measures loan commitments for new home purchases, a leading indicator of housing market activity. It provides insight into consumer demand and credit conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Quarterly, Seasonally Adjusted Loan Commitments for New Home Purchases series tracks the value of new mortgage loan commitments made by lenders. It serves as a forward-looking indicator of housing market trends and consumer confidence.

Methodology

The data is collected and reported quarterly by the Federal Reserve.

Historical Context

Policymakers and analysts monitor this metric to assess the health of the housing sector and broader economic conditions.

Key Facts

  • Loan commitments are a leading indicator of housing demand.
  • The series is reported quarterly by the Federal Reserve.
  • Healthy loan commitment levels signal a robust housing market.

FAQs

Q: What does this economic trend measure?

A: This trend measures the value of new mortgage loan commitments made by lenders for home purchases, providing insight into consumer demand and credit conditions in the housing market.

Q: Why is this trend relevant for users or analysts?

A: Loan commitments are a leading indicator of housing market activity, making this metric important for policymakers, economists, and investors seeking to assess the health of the housing sector and broader economic conditions.

Q: How is this data collected or calculated?

A: The data is collected and reported quarterly by the Federal Reserve.

Q: How is this trend used in economic policy?

A: Policymakers and analysts monitor this metric to evaluate the housing market and make informed decisions about monetary and fiscal policies that may impact consumer demand and credit availability.

Q: Are there update delays or limitations?

A: The Quarterly, Seasonally Adjusted Loan Commitments for New Home Purchases data is reported with a quarterly frequency, so there may be a delay in the most recent data available.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Seasonally Adjusted Loan Commitments for New Home Purchases (LCEAMN01FIQ659S), retrieved from FRED.