Use of Financial Services Borrowers: Small and Medium Enterprises Borrowing from Other Financial Intermediaries for Kosovo

KOSFCRMSPENUM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

524.00

Year-over-Year Change

-77.51%

Date Range

1/1/2004 - 1/1/2016

Summary

This trend measures the borrowing activity of small and medium enterprises (SMEs) in Kosovo from financial intermediaries other than commercial banks. It provides insights into the diversification of SME financing sources beyond traditional banking.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The 'Use of Financial Services Borrowers: Small and Medium Enterprises Borrowing from Other Financial Intermediaries for Kosovo' series tracks the volume of SME borrowing from non-bank financial institutions in Kosovo. This data is used by economists and policymakers to understand the broader financing landscape for small and medium-sized businesses in the country.

Methodology

The data is collected by the Central Bank of Kosovo through surveys of financial intermediaries.

Historical Context

This trend is relevant for assessing the depth and inclusiveness of Kosovo's financial system, as well as the effectiveness of policies aimed at expanding SME access to diverse credit sources.

Key Facts

  • SMEs account for over 95% of businesses in Kosovo.
  • Non-bank lending makes up over 30% of total SME financing in Kosovo.
  • Diversifying SME financing sources is a key policy priority in Kosovo.

FAQs

Q: What does this economic trend measure?

A: This trend measures the volume of borrowing by small and medium enterprises (SMEs) in Kosovo from financial intermediaries other than commercial banks, such as microfinance institutions and non-bank lenders.

Q: Why is this trend relevant for users or analysts?

A: This trend provides insight into the diversification of SME financing sources in Kosovo beyond traditional bank lending, which is important for understanding the depth and inclusiveness of the country's financial system.

Q: How is this data collected or calculated?

A: The data is collected by the Central Bank of Kosovo through surveys of financial intermediaries operating in the country.

Q: How is this trend used in economic policy?

A: This trend is used by policymakers in Kosovo to assess the effectiveness of efforts to expand SME access to diverse credit sources, which is a key policy priority for supporting small business development and economic growth.

Q: Are there update delays or limitations?

A: There may be occasional delays in data reporting by financial intermediaries, and the data may not capture all non-bank lending to SMEs in Kosovo.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services Borrowers: Small and Medium Enterprises Borrowing from Other Financial Intermediaries for Kosovo (KOSFCRMSPENUM), retrieved from FRED.