Insured Unemployment Rate
This dataset tracks insured unemployment rate over time.
Latest Value
1.30
Year-over-Year Change
8.33%
Date Range
1/2/1971 - 7/26/2025
Summary
The Insured Unemployment Rate (IUR) measures the proportion of the labor force covered by unemployment insurance programs who are currently unemployed. It provides insights into the health of the labor market and broader economic conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Insured Unemployment Rate tracks the number of people receiving unemployment insurance benefits as a percentage of the total labor force covered by these programs. It serves as an important economic indicator, complementing the headline Unemployment Rate by offering a more targeted view of unemployment among those with recent work histories.
Methodology
The data is collected and calculated by the U.S. Department of Labor from state unemployment insurance programs.
Historical Context
The IUR is used by policymakers, economists, and analysts to assess labor market dynamics and inform economic policy decisions.
Key Facts
- The IUR is typically lower than the headline Unemployment Rate.
- It excludes self-employed, new entrants, and those who have exhausted benefits.
- The IUR reached a peak of 12.3% during the Great Recession in 2009.
FAQs
Q: What does the Insured Unemployment Rate measure?
A: The Insured Unemployment Rate tracks the proportion of the labor force covered by unemployment insurance programs who are currently receiving benefits.
Q: Why is the Insured Unemployment Rate relevant for users or analysts?
A: The IUR provides a targeted view of unemployment among those with recent work histories, complementing the headline Unemployment Rate to offer insights into labor market dynamics and economic conditions.
Q: How is the Insured Unemployment Rate data collected or calculated?
A: The data is collected and calculated by the U.S. Department of Labor from state unemployment insurance programs.
Q: How is the Insured Unemployment Rate used in economic policy?
A: Policymakers, economists, and analysts use the IUR to assess labor market trends and inform economic policy decisions.
Q: Are there any update delays or limitations with the Insured Unemployment Rate data?
A: The IUR data is published regularly by the Department of Labor, but may have some lag compared to the headline Unemployment Rate.
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Citation
U.S. Federal Reserve, Insured Unemployment Rate (IURSA), retrieved from FRED.