Interest Rates: Long-Term Government Bond Yields: 10-Year: Main (Including Benchmark) for United States

IRLTLT01USM156N • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

4.38

Year-over-Year Change

1.62%

Date Range

4/1/1953 - 6/1/2025

Summary

This economic indicator tracks the long-term government bond yield for 10-year U.S. Treasuries. It serves as a benchmark for domestic and global interest rate trends and investor sentiment.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The 10-year Treasury yield is a widely followed economic indicator that reflects market expectations for medium-term interest rate changes. It is used to gauge the health of the government bond market and broader economy.

Methodology

The data is collected and published by the U.S. Federal Reserve based on daily trading activity in the Treasury bond market.

Historical Context

Policymakers and analysts monitor this yield curve indicator to assess monetary policy, inflation expectations, and credit conditions.

Key Facts

  • The 10-year Treasury yield has averaged 4.8% over the past 50 years.
  • Yields move inversely to bond prices, which are sensitive to inflation and monetary policy.
  • The 10-year yield is a key input for mortgage rates and corporate borrowing costs.

FAQs

Q: What does this economic trend measure?

A: This indicator tracks the yield, or interest rate, on 10-year U.S. Treasury bonds. It represents the return investors demand for lending to the federal government over the medium term.

Q: Why is this trend relevant for users or analysts?

A: The 10-year Treasury yield is a critical benchmark that reflects market expectations for interest rates, inflation, and economic growth. It is closely watched by policymakers, investors, and economists to assess financial conditions.

Q: How is this data collected or calculated?

A: The Federal Reserve collects and publishes the 10-year Treasury yield based on daily trading activity and prices in the government bond market.

Q: How is this trend used in economic policy?

A: The 10-year yield serves as an important input for the Federal Reserve's monetary policy decisions. It also influences a wide range of consumer and business borrowing rates in the economy.

Q: Are there update delays or limitations?

A: The 10-year Treasury yield data is published daily with no significant lags. However, it can be influenced by temporary market factors and may not fully reflect longer-term economic trends.

Related Trends

Citation

U.S. Federal Reserve, Interest Rates: Long-Term Government Bond Yields: 10-Year: Main (Including Benchmark) for United States (IRLTLT01USM156N), retrieved from FRED.