Interest Rates: 3-Month or 90-Day Rates and Yields: Commercial/Corporate Paper: Total for Canada

Annual

IR3TCP01CAA156N • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

5.02

Year-over-Year Change

329.43%

Date Range

1/1/1960 - 1/1/2023

Summary

The Annual Effective Federal Funds Rate measures the weighted average of interest rates on overnight interbank loans in the United States. It is a key indicator of monetary policy and short-term interest rate movements.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Annual Effective Federal Funds Rate is a widely followed benchmark that reflects the cost of overnight borrowing between banks. It is used by the Federal Reserve to implement monetary policy and signals the overall direction of short-term interest rates in the economy.

Methodology

The data is collected and calculated by the Federal Reserve based on transactions in the federal funds market.

Historical Context

The federal funds rate is a critical input for macroeconomic analysis and interest rate forecasting.

Key Facts

  • The federal funds rate has been the Federal Reserve's primary monetary policy tool since the 1980s.
  • The effective federal funds rate is typically a few basis points below the Federal Reserve's target rate.
  • Changes in the federal funds rate can significantly impact consumer and business borrowing costs.

FAQs

Q: What does this economic trend measure?

A: The Annual Effective Federal Funds Rate measures the weighted average interest rate on overnight lending between banks in the United States.

Q: Why is this trend relevant for users or analysts?

A: The federal funds rate is a critical benchmark that signals the overall direction of short-term interest rates and is a key input for macroeconomic analysis and policy decisions.

Q: How is this data collected or calculated?

A: The data is collected and calculated by the Federal Reserve based on transactions in the federal funds market.

Q: How is this trend used in economic policy?

A: The federal funds rate is the Federal Reserve's primary monetary policy tool, and changes in the rate can significantly impact consumer and business borrowing costs.

Q: Are there update delays or limitations?

A: The Annual Effective Federal Funds Rate is reported daily without significant delays, providing timely insights into the short-term interest rate environment.

Related Trends

Citation

U.S. Federal Reserve, Annual Effective Federal Funds Rate (IR3TCP01CAA156N), retrieved from FRED.