Use of Financial Services: Key Indicators, Outstanding Deposits of Households with Commercial Banks for India

INDFCLODCHGGDPPT • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

40.12

Year-over-Year Change

24.97%

Date Range

1/1/2004 - 1/1/2023

Summary

This economic trend tracks the outstanding deposits of households with commercial banks in India as a percentage of GDP. It provides insights into the level of household financial inclusion and the stability of the banking system.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The use of financial services, as measured by the outstanding deposits of households with commercial banks in India, is a key indicator of financial inclusion and development. This metric reflects the degree to which households are integrated into the formal banking system and can access essential financial services.

Methodology

The data is collected and reported by the Reserve Bank of India.

Historical Context

This trend is closely monitored by policymakers, regulators, and economists to assess the progress of financial inclusion initiatives and the overall health of the Indian banking sector.

Key Facts

  • Outstanding household deposits in India equaled 20.1% of GDP in 2020.
  • The trend has increased from 16.9% of GDP in 2010, indicating growing financial inclusion.
  • India aims to achieve universal financial inclusion by 2030 through initiatives like the Jan Dhan Yojana program.

FAQs

Q: What does this economic trend measure?

A: This trend measures the outstanding deposits of households with commercial banks in India as a percentage of the country's GDP.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insights into the level of financial inclusion and the stability of the Indian banking system, which are key factors for economic development and financial sector stability.

Q: How is this data collected or calculated?

A: The data is collected and reported by the Reserve Bank of India.

Q: How is this trend used in economic policy?

A: Policymakers, regulators, and economists closely monitor this trend to assess the progress of financial inclusion initiatives and the overall health of the Indian banking sector.

Q: Are there update delays or limitations?

A: The data is reported by the Reserve Bank of India, and there may be some delays in availability or potential limitations in coverage or accuracy.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services: Key Indicators, Outstanding Deposits of Households with Commercial Banks for India (INDFCLODCHGGDPPT), retrieved from FRED.