97-Year High Quality Market (HQM) Corporate Bond Spot Rate

HQMCB97YR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

6.34

Year-over-Year Change

11.62%

Date Range

1/1/1984 - 7/1/2025

Summary

The 97-Year High Quality Market Corporate Bond Spot Rate provides a comprehensive measure of long-term corporate bond yields across high-quality issuers. This metric is crucial for understanding long-term corporate borrowing costs and broader economic investment conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This economic indicator represents the theoretical yield curve for high-quality corporate bonds with a 97-year maturity, reflecting sophisticated financial market expectations. Economists and investors use this rate to assess long-term corporate credit markets and potential economic trends.

Methodology

The rate is calculated by the Federal Reserve using a complex yield curve estimation methodology that considers multiple high-quality corporate bond characteristics.

Historical Context

Policymakers and financial analysts use this rate to evaluate long-term corporate credit conditions, investment attractiveness, and potential economic growth signals.

Key Facts

  • Represents yields for high-quality corporate bonds with a 97-year maturity
  • Provides insights into long-term corporate borrowing costs
  • Calculated using advanced yield curve estimation techniques

FAQs

Q: What makes this a 'high quality' market rate?

A: The rate focuses on corporate bonds from issuers with strong credit ratings and financial stability. It excludes lower-quality or higher-risk corporate debt instruments.

Q: How often is this rate updated?

A: The Federal Reserve typically updates this data periodically, with frequency depending on market conditions and data collection processes.

Q: Why is a 97-year maturity significant?

A: The extended maturity provides a unique perspective on very long-term market expectations and potential economic trends beyond typical investment horizons.

Q: How do investors use this rate?

A: Investors analyze this rate to assess long-term investment potential, corporate credit conditions, and potential economic growth signals.

Q: What are the limitations of this indicator?

A: The rate represents a theoretical construct and may not perfectly reflect actual market conditions for all corporate bonds or specific sectors.

Related Trends

Citation

U.S. Federal Reserve, 97-Year High Quality Market (HQM) Corporate Bond Spot Rate [HQMCB97YR], retrieved from FRED.

Last Checked: 8/1/2025