48.5-Year High Quality Market (HQM) Corporate Bond Spot Rate

HQMCB48Y6M • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

6.21

Year-over-Year Change

10.50%

Date Range

1/1/1984 - 7/1/2025

Summary

The 48.5-Year High Quality Market (HQM) Corporate Bond Spot Rate tracks long-term corporate bond yields for high-quality debt instruments. This metric provides critical insights into corporate borrowing costs and market expectations for long-term interest rates.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This spot rate represents the theoretical yield of corporate bonds with a specific 48.5-year maturity, calculated using high-quality market instruments. Economists and financial analysts use this rate to assess long-term corporate debt pricing and broader economic trends.

Methodology

The rate is calculated by the Federal Reserve using a comprehensive analysis of high-quality corporate bond market data, applying sophisticated yield curve interpolation techniques.

Historical Context

Policymakers and investors use this rate to evaluate long-term economic expectations, corporate financing conditions, and potential shifts in capital market dynamics.

Key Facts

  • Represents yields for high-quality corporate bonds with a 48.5-year maturity
  • Provides insights into long-term corporate borrowing costs
  • Calculated using advanced Federal Reserve methodologies

FAQs

Q: What does the HQM Corporate Bond Spot Rate indicate?

A: The rate indicates the theoretical yield for high-quality corporate bonds with a specific long-term maturity. It reflects market expectations for long-term interest rates and corporate borrowing costs.

Q: How is this rate different from standard bond yields?

A: This rate uses a specific 48.5-year maturity and focuses on high-quality corporate bonds, providing a more precise view of long-term corporate debt pricing compared to standard yield measurements.

Q: Who calculates the HQMCB48Y6M rate?

A: The rate is calculated by the U.S. Federal Reserve using comprehensive market data and advanced statistical methodologies.

Q: Why do investors care about this long-term spot rate?

A: Investors use this rate to assess long-term economic trends, corporate financial health, and potential investment strategies in corporate debt markets.

Q: How frequently is this data updated?

A: The Federal Reserve typically updates this data periodically, with precise update frequencies depending on market conditions and data collection processes.

Related Trends

Citation

U.S. Federal Reserve, 48.5-Year High Quality Market (HQM) Corporate Bond Spot Rate [HQMCB48Y6M], retrieved from FRED.

Last Checked: 8/1/2025