41.5-Year High Quality Market (HQM) Corporate Bond Spot Rate

HQMCB41Y6M • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

6.16

Year-over-Year Change

10.00%

Date Range

1/1/1984 - 7/1/2025

Summary

The 41.5-Year High Quality Market (HQM) Corporate Bond Spot Rate tracks long-term corporate bond yields across high-quality credit instruments. This metric provides critical insights into corporate borrowing costs and broader market expectations for interest rates and economic conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The HQM Corporate Bond Spot Rate represents a sophisticated measure of corporate bond yields adjusted for credit quality and maturity. Economists and financial analysts use this rate to assess corporate credit markets, investment opportunities, and potential economic trends.

Methodology

The rate is calculated by the Federal Reserve using a comprehensive methodology that considers multiple high-quality corporate bond characteristics and market conditions.

Historical Context

This rate is crucial for monetary policy analysis, corporate financial planning, and understanding long-term investment risk and return expectations.

Key Facts

  • Represents 41.5-year corporate bond yields for high-quality instruments
  • Provides insights into long-term corporate borrowing costs
  • Used by economists and investors for market analysis

FAQs

Q: What makes this corporate bond rate 'high quality'?

A: High-quality corporate bonds are issued by financially stable companies with strong credit ratings, typically AAA or AA, indicating lower default risk.

Q: How does this rate impact corporate borrowing?

A: The rate directly influences the cost of long-term corporate debt, with higher rates making borrowing more expensive for companies.

Q: How frequently is this data updated?

A: The Federal Reserve typically updates these rates periodically, reflecting current market conditions and economic indicators.

Q: Why is a 41.5-year spot rate significant?

A: This extended time horizon provides a comprehensive view of long-term market expectations and potential economic trends beyond shorter-term cycles.

Q: Can investors use this rate for decision-making?

A: Investors can use this rate as a benchmark for evaluating long-term corporate bond investments and assessing relative market risks.

Related Trends

Citation

U.S. Federal Reserve, 41.5-Year High Quality Market (HQM) Corporate Bond Spot Rate [HQMCB41Y6M], retrieved from FRED.

Last Checked: 8/1/2025