2-Year High Quality Market (HQM) Corporate Bond Spot Rate

HQMCB2YR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

4.30

Year-over-Year Change

-12.78%

Date Range

1/1/1984 - 7/1/2025

Summary

The 2-Year High Quality Market (HQM) Corporate Bond Spot Rate tracks the yield of high-quality corporate bonds with a two-year maturity. This metric provides critical insight into corporate borrowing costs and market expectations for short-term corporate debt.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The HQM Corporate Bond Spot Rate represents a benchmark for high-quality corporate debt, reflecting the current market interest rates for investment-grade corporate bonds. Economists and investors use this rate to assess corporate credit conditions and potential economic trends.

Methodology

The rate is calculated by the Federal Reserve using a comprehensive methodology that considers multiple high-quality corporate bond yields across different issuers and sectors.

Historical Context

This rate is crucial for analyzing corporate financing costs, investment strategies, and potential shifts in monetary policy and economic expectations.

Key Facts

  • Represents yields for high-quality two-year corporate bonds
  • Used as a key indicator of corporate borrowing conditions
  • Reflects market expectations for short-term corporate debt

FAQs

Q: What makes a corporate bond 'high quality'?

A: High-quality corporate bonds are typically issued by financially stable companies with strong credit ratings, usually investment-grade (BBB- or higher).

Q: How does this rate impact corporate borrowing?

A: A lower rate indicates cheaper borrowing costs for corporations, while a higher rate suggests more expensive financing conditions.

Q: How frequently is the HQMCB2YR rate updated?

A: The rate is typically updated daily by the Federal Reserve, reflecting current market conditions and investor sentiment.

Q: Why do investors track this rate?

A: Investors use this rate to assess corporate credit markets, make investment decisions, and understand potential economic trends.

Q: What are the limitations of this rate?

A: The rate represents a snapshot of high-quality corporate bonds and may not fully capture the entire corporate debt market's complexity.

Related Trends

Citation

U.S. Federal Reserve, 2-Year High Quality Market (HQM) Corporate Bond Spot Rate [HQMCB2YR], retrieved from FRED.

Last Checked: 8/1/2025