Other Liabilities, All Commercial Banks
Percent Change at Annual Rate, Monthly, Seasonally Adjusted
H8B3095NCBCMG • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-20.40
Year-over-Year Change
518.18%
Date Range
2/1/1973 - 7/1/2025
Summary
This economic indicator tracks monthly percentage changes at an annual rate, providing a standardized view of economic fluctuations. It enables economists and policymakers to understand short-term economic dynamics and potential trends.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The series represents a normalized measurement of economic change, converting monthly data into an annualized percentage for easier comparison and interpretation. Economists use this metric to assess the pace and direction of economic movements across different sectors and timeframes.
Methodology
Data is collected through systematic statistical sampling and adjusted for seasonal variations to provide a more accurate representation of underlying economic trends.
Historical Context
This metric is crucial for Federal Reserve analysis, helping inform monetary policy decisions and macroeconomic assessments.
Key Facts
- Provides standardized view of economic fluctuations
- Converts monthly data to annual percentage rate
- Used by policymakers for economic trend assessment
FAQs
Q: What does an annualized rate mean?
A: An annualized rate extrapolates short-term data to represent what would occur over a full year if the current trend continued. This allows for more meaningful comparisons across different time periods.
Q: Why is seasonal adjustment important?
A: Seasonal adjustment removes predictable seasonal variations, revealing the underlying economic trend without distortions from recurring annual patterns like holiday spending or weather-related changes.
Q: How frequently is this data updated?
A: Typically, this type of economic indicator is updated monthly, providing a near real-time snapshot of economic performance.
Q: Who uses this economic data?
A: Economists, policymakers, financial analysts, and researchers use this data to understand economic trends, inform policy decisions, and make strategic economic assessments.
Q: What are the limitations of this metric?
A: While valuable, this metric provides a snapshot and may not capture complex, long-term economic dynamics. It should be used in conjunction with other economic indicators for comprehensive analysis.
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Citation
U.S. Federal Reserve, Percent Change at Annual Rate, Monthly, Seasonally Adjusted [H8B3095NCBCMG], retrieved from FRED.
Last Checked: 8/1/2025