Other Deposits, All Commercial Banks

H8B1110NCBCMG • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

3.20

Year-over-Year Change

300.00%

Date Range

8/1/2009 - 7/1/2025

Summary

The 'Other Deposits, All Commercial Banks' metric tracks non-standard deposit categories held by commercial banks beyond traditional checking and savings accounts. This indicator provides insights into bank liquidity, financial sector dynamics, and potential shifts in banking practices.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This economic series represents aggregate deposit volumes that fall outside standard deposit classifications, potentially including money market accounts, sweep accounts, and specialized institutional deposits. Economists analyze these deposits as a nuanced indicator of banking system flexibility and financial institution strategies.

Methodology

Data is collected through mandatory Federal Reserve reporting requirements from commercial banks, aggregating deposit volumes across multiple non-standard account categories.

Historical Context

Policymakers and financial analysts use this trend to assess banking sector health, potential monetary policy implications, and broader economic liquidity conditions.

Key Facts

  • Represents non-standard deposit categories across U.S. commercial banking system
  • Provides supplemental insight beyond traditional deposit metrics
  • Reflects evolving banking practices and institutional financial strategies

FAQs

Q: What makes these 'other deposits' different from standard bank accounts?

A: Other deposits include specialized accounts like money market instruments and institutional sweep accounts that don't fit traditional checking or savings classifications.

Q: How frequently is this data updated?

A: The Federal Reserve typically updates this series weekly, providing near-real-time insights into banking deposit trends.

Q: Why do economists care about 'other deposits'?

A: These deposits can signal emerging financial strategies, potential shifts in institutional liquidity, and broader economic sentiment.

Q: How might changes in 'other deposits' impact monetary policy?

A: Significant fluctuations can inform Federal Reserve assessments of banking system health and potential monetary intervention strategies.

Q: Are there limitations to interpreting this data?

A: While informative, this metric requires contextual analysis and should not be viewed in isolation from other financial indicators.

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Citation

U.S. Federal Reserve, Other Deposits, All Commercial Banks [H8B1110NCBCMG], retrieved from FRED.

Last Checked: 8/1/2025