Assets: Liquidity and Credit Facilities: Loans, Net: Change in Week Average from Year Ago Week Average
H41RESPPALDNXAWXCH52NWW • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-104,616.00
Year-over-Year Change
-12.33%
Date Range
6/7/2006 - 7/30/2025
Summary
This economic indicator tracks the net change in loans and credit facilities from a year-ago baseline, providing insights into banking system liquidity and credit market dynamics. It serves as a critical metric for understanding short-term financial system health and potential monetary policy implications.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents week-to-week variations in loan volumes compared to historical averages, reflecting banks' lending behaviors and overall credit market conditions. Economists use this data to assess financial system resilience, credit availability, and potential economic stress signals.
Methodology
Data is collected through Federal Reserve reporting systems, aggregating loan volume changes across different financial institutions and credit facilities.
Historical Context
Policymakers and financial analysts use this metric to evaluate monetary policy effectiveness, credit market trends, and potential economic interventions.
Key Facts
- Measures net changes in loan volumes across financial institutions
- Provides week-to-week comparative analysis of credit market conditions
- Helps indicate potential economic stress or financial system health
FAQs
Q: What does this economic indicator measure?
A: It tracks the net change in loans and credit facilities compared to the same week in the previous year, indicating shifts in banking system liquidity.
Q: Why is this data important?
A: The indicator helps economists and policymakers understand credit market dynamics, lending trends, and potential economic pressures.
Q: How frequently is this data updated?
A: The data is typically updated weekly, providing near-real-time insights into financial market conditions.
Q: How do policymakers use this information?
A: Federal Reserve officials analyze this trend to assess credit market health and potentially adjust monetary policy strategies.
Q: What are potential limitations of this indicator?
A: The data represents aggregate trends and may not capture nuanced sector-specific or regional lending variations.
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Citation
U.S. Federal Reserve, Assets: Liquidity and Credit Facilities: Loans, Net: Change in Week Average from Year Ago Week Average [H41RESPPALDNXAWXCH52NWW], retrieved from FRED.
Last Checked: 8/1/2025