Assets: Liquidity and Credit Facilities: Loans: Bank Term Funding Program, Net: Change in Week Average from Year Ago Week Average
H41RESPPALDKXAWXCH52NWW • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-101,538.00
Year-over-Year Change
-7.96%
Date Range
6/14/2006 - 8/6/2025
Summary
This economic indicator tracks the weekly net change in Bank Term Funding Program (BTFP) loans compared to the previous year's average. It provides critical insight into bank liquidity and short-term credit market dynamics during periods of financial stress.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The BTFP loan change metric reflects the Federal Reserve's emergency lending mechanism designed to support bank stability during potential financial disruptions. Economists closely monitor this indicator as a real-time signal of banking sector health and potential systemic risks.
Methodology
Data is collected through Federal Reserve reporting, calculating the week-to-week net change in BTFP loans against the corresponding week's average from the previous year.
Historical Context
This metric is used by policymakers and financial analysts to assess banking system resilience and potential monetary intervention requirements.
Key Facts
- Introduced as an emergency lending program during banking sector uncertainties
- Provides short-term loans to banks to maintain financial system stability
- Reflects real-time changes in bank borrowing and liquidity needs
FAQs
Q: What is the Bank Term Funding Program?
A: The BTFP is a Federal Reserve emergency lending program designed to provide additional liquidity to banks during potential financial stress periods. It allows banks to access funds by pledging high-quality collateral.
Q: How does the BTFP differ from traditional bank lending?
A: Unlike traditional lending, the BTFP offers more flexible terms and is specifically designed as a short-term stabilization mechanism during potential banking sector challenges.
Q: How often is this data updated?
A: The BTFP loan change data is typically updated weekly, providing near real-time insights into banking sector liquidity conditions.
Q: Why do economists track this metric?
A: Economists use this indicator to assess banking system health, potential financial risks, and the effectiveness of monetary policy interventions.
Q: What are the limitations of this data?
A: The metric provides a snapshot of current lending conditions and may not predict long-term banking sector trends. It should be analyzed alongside other financial indicators.
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Citation
U.S. Federal Reserve, Assets: Liquidity and Credit Facilities: Loans: Bank Term Funding Program, Net: Change in Week Average from Year Ago Week Average [H41RESPPALDKXAWXCH52NWW], retrieved from FRED.
Last Checked: 8/1/2025