Assets: Liquidity and Credit Facilities: Loans: Bank Term Funding Program, Net: Change in Week Average from Previous Week Average
H41RESPPALDKXAWXCH1NWW • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
6/7/2006 - 7/30/2025
Summary
This economic indicator tracks weekly changes in the Federal Reserve's Bank Term Funding Program (BTFP) loan balances. The metric provides critical insights into short-term bank liquidity and potential financial system stress during periods of economic uncertainty.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents net weekly changes in emergency lending facilities designed to support bank stability and maintain credit market functioning. Economists closely monitor this data as a real-time indicator of banking sector health and potential systemic risks.
Methodology
Data is collected directly from Federal Reserve reporting and calculated as the week-over-week net change in aggregate BTFP loan amounts.
Historical Context
This metric is used by policymakers, financial regulators, and market analysts to assess banking system resilience and potential monetary intervention requirements.
Key Facts
- Introduced in March 2023 in response to regional banking sector challenges
- Provides up to $25 billion in emergency lending to qualified banks
- Offers loans with flexible terms to prevent potential banking system disruptions
FAQs
Q: What is the Bank Term Funding Program?
A: The BTFP is a Federal Reserve emergency lending program designed to support banks by providing additional liquidity during periods of financial stress. It allows banks to access funds by pledging high-quality collateral at par value.
Q: How does the BTFP differ from traditional lending facilities?
A: Unlike traditional lending, the BTFP offers more flexible terms and allows banks to borrow against assets at face value, even if market values have declined. This helps prevent potential liquidity crises.
Q: How often is this data updated?
A: The Bank Term Funding Program data is typically updated weekly, providing real-time insights into banking sector liquidity and potential systemic risks.
Q: Why was the BTFP created?
A: The program was created in March 2023 following the collapse of Silicon Valley Bank and Signature Bank to restore confidence in the banking system and prevent potential widespread financial instability.
Q: What are the limitations of this data?
A: While informative, the data represents a snapshot of current lending and may not fully predict long-term banking sector health. Comprehensive analysis requires examining multiple economic indicators.
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Citation
U.S. Federal Reserve, Assets: Liquidity and Credit Facilities: Loans: Bank Term Funding Program, Net: Change in Week Average from Previous Week Average [H41RESPPALDKXAWXCH1NWW], retrieved from FRED.
Last Checked: 8/1/2025