Assets: Liquidity and Credit Facilities: Loans: Bank Term Funding Program, Net: Wednesday Level
H41RESPPALDKNWW • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
6/14/2006 - 8/6/2025
Summary
The Bank Term Funding Program (BTFP) net loans measure represents a critical Federal Reserve emergency lending mechanism designed to provide liquidity to banks during financial stress. This metric tracks the volume of short-term loans extended to financial institutions to prevent potential systemic banking disruptions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator reflects the Federal Reserve's emergency lending capacity and banks' immediate liquidity needs during periods of market uncertainty. Economists closely monitor this trend as a real-time indicator of financial system stability and potential stress in the banking sector.
Methodology
The data is collected weekly by the Federal Reserve, tracking the net value of loans issued through the Bank Term Funding Program across participating financial institutions.
Historical Context
Policymakers and financial analysts use this metric to assess banking sector resilience, potential systemic risks, and the effectiveness of monetary intervention strategies.
Key Facts
- Introduced in March 2023 in response to regional banking sector challenges
- Provides up to one-year loans to banks, credit unions, and other depository institutions
- Helps prevent potential bank failures by offering additional liquidity options
FAQs
Q: What is the primary purpose of the Bank Term Funding Program?
A: The BTFP provides emergency lending to help banks manage liquidity challenges and prevent potential systemic financial risks during periods of market stress.
Q: How long can banks borrow under this program?
A: Banks can borrow for up to one year at a fixed rate, using high-quality collateral to secure the loans.
Q: How is the loan value determined?
A: Loan values are based on banks' specific liquidity needs and the quality of their collateral, with strict Federal Reserve guidelines.
Q: What triggered the creation of this program?
A: The program was created in response to the banking sector stress in March 2023, particularly following the failures of Silicon Valley Bank and Signature Bank.
Q: How often is the data updated?
A: The Bank Term Funding Program net loans data is updated weekly, providing a current snapshot of emergency lending activity.
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Related Trends
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Memorandum Items: Total Liabilities, Eliminations from Consolidation
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Memorandum Items: Custody Holdings: Marketable U.S. Treasury Securities: Week Average
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Liabilities and Capital: Liabilities: Other Liabilities and Accrued Dividends (Includes the Liability for Earnings Remittances Due to the U.S. Treasury): Change in Wednesday Level from Year Ago Level
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Resources and Assets: U.S. Government Securities: Bought or Held Outright: Total Bought Outright
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Citation
U.S. Federal Reserve, Assets: Liquidity and Credit Facilities: Loans: Bank Term Funding Program, Net: Wednesday Level [H41RESPPALDKNWW], retrieved from FRED.
Last Checked: 8/1/2025