Weekly
H0MRPWM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
559.10
Year-over-Year Change
-2.02%
Date Range
1/19/1987 - 3/13/2006
Summary
The H0MRPWM series tracks weekly mortgage rates for residential properties in the United States. This metric is crucial for understanding housing market dynamics and consumer borrowing costs.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents the average interest rate for fixed-rate mortgage loans, reflecting current lending conditions and broader financial market trends. Economists and financial analysts closely monitor these rates as a key signal of housing market health and potential economic shifts.
Methodology
Data is collected through a comprehensive survey of mortgage lenders across different regions and financial institutions.
Historical Context
These weekly mortgage rates are used by policymakers, investors, and financial planners to assess lending conditions and predict potential housing market movements.
Key Facts
- Represents average fixed-rate mortgage interest rates
- Updated weekly to reflect current lending conditions
- Influences home buying decisions and real estate market dynamics
FAQs
Q: How often are these mortgage rates updated?
A: The H0MRPWM series is updated weekly, providing the most current snapshot of mortgage lending rates.
Q: Why do mortgage rates change?
A: Rates fluctuate based on factors like Federal Reserve policy, inflation, economic growth, and overall financial market conditions.
Q: How do these rates impact home buyers?
A: Higher rates increase borrowing costs, potentially reducing purchasing power and affecting home affordability.
Q: Can these rates predict economic trends?
A: Mortgage rates can serve as an economic indicator, reflecting broader financial market sentiment and potential economic shifts.
Q: What limitations exist in this data?
A: The rates represent average market conditions and may not reflect individual lender offerings or specific borrower circumstances.
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Related Trends
Citation
U.S. Federal Reserve, Weekly [H0MRPWM], retrieved from FRED.
Last Checked: 8/1/2025