Monthly

H0MRPNM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

574.30

Year-over-Year Change

15.32%

Date Range

1/1/1959 - 2/1/2006

Summary

The H0MRPNM series represents monthly residential property transactions and net mortgage activity in the United States. This trend provides critical insights into housing market dynamics and consumer financial behavior.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This economic indicator tracks the volume and net changes in residential mortgage transactions across different market segments. Economists analyze these metrics to understand housing market liquidity, lending trends, and potential economic shifts.

Methodology

Data is collected through comprehensive reporting from financial institutions, mortgage lenders, and federal housing agencies using standardized tracking protocols.

Historical Context

Policymakers and financial analysts use this trend to assess housing market health, potential lending risks, and broader economic investment strategies.

Key Facts

  • Provides monthly snapshot of residential mortgage market activity
  • Reflects consumer borrowing and housing investment patterns
  • Serves as leading indicator of economic housing sector performance

FAQs

Q: What does the H0MRPNM series specifically measure?

A: It tracks monthly residential mortgage transactions and net changes in property lending across the United States. The series captures both volume and directional trends in mortgage activity.

Q: How frequently is this data updated?

A: The H0MRPNM series is typically updated monthly, providing current insights into residential mortgage market conditions. Updates usually occur within 30-45 days after the reference month.

Q: Why are mortgage transaction trends important?

A: Mortgage trends indicate consumer confidence, lending market health, and potential economic shifts. They help predict housing market performance and broader economic investment patterns.

Q: How do policymakers use this data?

A: Federal Reserve and economic policymakers analyze these trends to assess lending risks, potential market interventions, and monetary policy adjustments related to housing and credit markets.

Q: What are potential limitations of this data?

A: The series represents aggregate trends and may not capture granular regional variations or specific demographic lending patterns. Supplementary data sources can provide more comprehensive insights.

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Citation

U.S. Federal Reserve, Monthly [H0MRPNM], retrieved from FRED.

Last Checked: 8/1/2025