Monthly
This dataset tracks monthly over time.
Latest Value
3.95
Year-over-Year Change
-5.05%
Date Range
4/1/1953 - 7/1/2025
Summary
The GS5 Monthly series tracks the 5-Year Treasury Constant Maturity Rate, which represents the yield on U.S. government debt securities with a 5-year term. This metric is crucial for understanding borrowing costs, investment returns, and broader economic expectations.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 5-Year Treasury rate reflects market expectations for future interest rates and economic conditions, serving as a key benchmark for lending, investment, and financial planning. Economists and investors closely monitor this rate as an indicator of economic sentiment and potential monetary policy shifts.
Methodology
The rate is calculated daily by the U.S. Treasury Department based on the closing market bid yields of actively traded Treasury securities.
Historical Context
This rate is used by the Federal Reserve, financial institutions, and investors to assess economic conditions, make lending decisions, and develop investment strategies.
Key Facts
- Represents the yield on 5-year U.S. Treasury bonds
- Reflects market expectations for economic conditions
- Used as a benchmark for various financial products and loans
FAQs
Q: What does the 5-Year Treasury rate indicate?
A: The rate indicates market expectations for interest rates and economic conditions over a 5-year period. It reflects investor sentiment about future economic performance.
Q: How often is the GS5 rate updated?
A: The rate is updated daily by the U.S. Treasury Department, with monthly aggregations available for broader economic analysis.
Q: How do changes in the 5-Year Treasury rate impact consumers?
A: Changes in the rate can affect mortgage rates, loan costs, and investment returns for various financial products like certificates of deposit and bonds.
Q: Why do investors watch the 5-Year Treasury rate?
A: Investors use this rate to assess economic conditions, make investment decisions, and understand potential shifts in monetary policy.
Q: What are the limitations of the GS5 rate?
A: The rate represents a snapshot of market conditions and can change rapidly based on economic news, Federal Reserve actions, and global financial events.
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Citation
U.S. Federal Reserve, Monthly [GS5], retrieved from FRED.
Last Checked: 8/1/2025