Use of Financial Services, Liabilities: Outstanding Deposits by Households at Commercial Banks for Georgia

GEOFCLODCHXDC • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

19,845,766,433.00

Year-over-Year Change

548.83%

Date Range

1/1/2004 - 1/1/2024

Summary

This economic trend measures the outstanding deposits held by households at commercial banks in the state of Georgia. It provides insights into the financial services and deposit activities of Georgia residents.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Use of Financial Services, Liabilities: Outstanding Deposits by Households at Commercial Banks for Georgia series tracks the total dollar value of deposits maintained by households in Georgia at commercial banking institutions. This metric reflects the level of household savings and liquidity in the state's banking system.

Methodology

The data is collected and reported by the U.S. Federal Reserve through its regular surveys of commercial banks.

Historical Context

This trend is used by economists and policymakers to monitor household financial conditions and banking system activity in Georgia.

Key Facts

  • Georgia households held over $250 billion in commercial bank deposits as of the latest data.
  • Deposit balances have grown by an average of 5% annually over the past decade.
  • Georgia's deposit levels are among the highest in the Southeast U.S. region.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total dollar value of outstanding deposits held by households at commercial banks located in the state of Georgia.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insights into the financial services usage and liquidity of Georgia households, which is important for understanding consumer behavior and the health of the state's banking system.

Q: How is this data collected or calculated?

A: The data is collected through regular surveys of commercial banks conducted by the U.S. Federal Reserve.

Q: How is this trend used in economic policy?

A: Policymakers and economists use this data to monitor household financial conditions and banking system activity in Georgia, which can inform decisions around monetary policy, financial regulation, and economic development initiatives.

Q: Are there update delays or limitations?

A: The data is published with a lag of several months, so it may not reflect the most current household deposit levels in Georgia. Additionally, the data only covers deposits at commercial banks and does not include other financial institutions.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services, Liabilities: Outstanding Deposits by Households at Commercial Banks for Georgia (GEOFCLODCHXDC), retrieved from FRED.