Infra-Annual Labor Statistics: Monthly Unemployment Rate Female: 25 Years or over for G7

Quarterly, Seasonally Adjusted

G7LRHUADFESTSAQ • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

3.61

Year-over-Year Change

-1.66%

Date Range

1/1/2004 - 1/1/2025

Summary

The 'Quarterly, Seasonally Adjusted' economic trend measures household debt service payments as a percentage of disposable personal income. This metric is a key indicator of household financial stress and consumer spending patterns.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This trend represents the ratio of required household debt payments, including mortgage and consumer debt, to disposable personal income. It is a widely-used statistic for assessing the financial health and spending capacity of U.S. households.

Methodology

The data is calculated by the Federal Reserve based on household balance sheet and income information.

Historical Context

Policymakers and market analysts closely monitor this trend to gauge consumer confidence and the potential for economic growth or contraction.

Key Facts

  • Household debt service payments peaked at 13.2% of disposable income in 2007.
  • The ratio declined to 9.7% in 2012 as households deleveraged after the Great Recession.
  • As of 2022, the debt service ratio stands at 9.3%, below the historical average.

FAQs

Q: What does this economic trend measure?

A: The 'Quarterly, Seasonally Adjusted' trend measures the ratio of required household debt payments, including mortgage and consumer debt, to disposable personal income.

Q: Why is this trend relevant for users or analysts?

A: This metric is a key indicator of household financial stress and consumer spending patterns, providing insights into the financial health and spending capacity of U.S. households.

Q: How is this data collected or calculated?

A: The data is calculated by the Federal Reserve based on household balance sheet and income information.

Q: How is this trend used in economic policy?

A: Policymakers and market analysts closely monitor this trend to gauge consumer confidence and the potential for economic growth or contraction.

Q: Are there update delays or limitations?

A: The data is reported quarterly with a delay of approximately two months.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Seasonally Adjusted (G7LRHUADFESTSAQ), retrieved from FRED.