Annual, Not Seasonally Adjusted

FINLFTOTADSMEI • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

2,672.64

Year-over-Year Change

4.90%

Date Range

1/1/1956 - 1/1/2011

Summary

The Annual, Not Seasonally Adjusted economic trend measures total financial liabilities across all U.S. households and non-profit organizations. It provides insight into household debt levels and financial risk.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This series represents the total dollar amount of financial liabilities held by U.S. households and non-profit organizations. It is a key indicator of household leverage and financial stability, tracked by economists and policymakers.

Methodology

The data is compiled by the Federal Reserve using survey responses and other financial reporting.

Historical Context

Policymakers and analysts use this trend to assess consumer financial health and potential economic risks.

Key Facts

  • U.S. household liabilities totaled $20.4 trillion in Q4 2022.
  • Liabilities grew 7.2% year-over-year as of Q4 2022.
  • Mortgage debt accounts for over 70% of total household liabilities.

FAQs

Q: What does this economic trend measure?

A: The Annual, Not Seasonally Adjusted series measures the total dollar amount of financial liabilities held by U.S. households and non-profit organizations.

Q: Why is this trend relevant for users or analysts?

A: This trend provides insight into household debt levels and financial risk, which are key indicators of consumer financial health and economic stability.

Q: How is this data collected or calculated?

A: The Federal Reserve compiles this data using survey responses and other financial reporting.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this trend to assess consumer financial health and potential economic risks, informing decisions on monetary and regulatory policies.

Q: Are there update delays or limitations?

A: The data is released quarterly with a lag of several months.

Related Trends

Citation

U.S. Federal Reserve, Annual, Not Seasonally Adjusted (FINLFTOTADSMEI), retrieved from FRED.