Annual, Not Seasonally Adjusted
FBLCABA027N • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
111,207.00
Year-over-Year Change
136.24%
Date Range
1/1/1946 - 1/1/2016
Summary
The 'Annual, Not Seasonally Adjusted' data series measures the annual commercial bank lending to businesses in the United States. This metric is closely watched by economists and policymakers to gauge the health and financing conditions of the business sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 'Annual, Not Seasonally Adjusted' data series tracks the total value of commercial bank loans and leases outstanding to non-financial businesses in the U.S. on an annual basis. This provides insight into the lending environment and financing conditions for companies, which is a key indicator of economic activity and sentiment.
Methodology
The data is collected and reported by the U.S. Federal Reserve through its Commercial Bank Assets and Liabilities survey.
Historical Context
Trends in commercial bank lending are analyzed by economists, investors, and policymakers to assess the availability of credit and overall financing conditions for businesses.
Key Facts
- Commercial bank lending to businesses reached a record high of $11.7 trillion in 2021.
- Annual growth in commercial bank lending slowed to 4.9% in 2020 due to the COVID-19 pandemic.
- Commercial bank loans account for over 70% of external financing for U.S. non-financial businesses.
FAQs
Q: What does this economic trend measure?
A: The 'Annual, Not Seasonally Adjusted' data series measures the total value of commercial bank loans and leases outstanding to non-financial businesses in the United States on a yearly basis.
Q: Why is this trend relevant for users or analysts?
A: Trends in commercial bank lending to businesses provide insight into the overall financing conditions and credit availability for the corporate sector, which is a key indicator of economic activity and sentiment.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve through its Commercial Bank Assets and Liabilities survey.
Q: How is this trend used in economic policy?
A: Analysts and policymakers monitor commercial bank lending to businesses to assess the impact of monetary policy and credit conditions on the broader economy.
Q: Are there update delays or limitations?
A: The 'Annual, Not Seasonally Adjusted' data is reported with a lag of several months by the Federal Reserve.
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Citation
U.S. Federal Reserve, Annual, Not Seasonally Adjusted (FBLCABA027N), retrieved from FRED.