Consumer Motor Vehicle Loans Owned and Securitized by Finance Companies, Level
This dataset tracks consumer motor vehicle loans owned and securitized by finance companies, level over time.
Latest Value
551973.30
Year-over-Year Change
1.76%
Date Range
1/1/1989 - 5/1/2025
Summary
This economic trend measures the outstanding value of motor vehicle loans held by finance companies in the United States. It provides insight into consumer credit conditions and automotive market activity.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Consumer Motor Vehicle Loans Owned and Securitized by Finance Companies series tracks the dollar amount of motor vehicle loans owned and securitized by finance companies. This metric offers analysts a gauge of consumer demand and access to automotive financing.
Methodology
The data is collected and reported by the U.S. Federal Reserve.
Historical Context
This trend is closely monitored by policymakers, lenders, and automakers to understand consumer borrowing patterns and the health of the automotive industry.
Key Facts
- The series tracks over $1 trillion in outstanding motor vehicle loans.
- Loan volumes peaked in 2016 and have declined since then.
- Finance companies account for around 30% of the total automotive loan market.
FAQs
Q: What does this economic trend measure?
A: This trend measures the outstanding value of motor vehicle loans held by finance companies in the United States.
Q: Why is this trend relevant for users or analysts?
A: This metric offers insight into consumer demand and access to automotive financing, which is a key indicator of the health of the automotive industry.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: This trend is closely monitored by policymakers, lenders, and automakers to understand consumer borrowing patterns and the health of the automotive industry.
Q: Are there update delays or limitations?
A: The data is reported quarterly with a typical 2-3 month delay.
Related News
US economic growth slows amid rising inflation concerns
US Economic Growth Slows Amid Inflation and Rising Interest Rates The US economy, a crucial indicator of its global standing, is facing a slow growth trajectory. Recent data suggest that inflationary pressures and rising interest rates are the chief culprits in this deceleration. With the Consumer Price Index reflecting heightened inflation and the Federal Reserve adjusting interest rates, the interplay of these factors raises significant concerns for economic stability. These developments furt
U.S. Economy Weak in August, Retail Sales Show Potential Resilience
Resilient Retail: Analyzing August’s Economic Trends in U.S. Retail Sales Recent trends in U.S. retail sales offer an intriguing glimpse into economic resilience amidst the challenges of August. The retail sector demonstrated its strength, even as broader economic indicators painted a less optimistic picture. In August, consumer spending and the retail sector were noteworthy, providing insights into economic resilience and offering a beacon of optimism. This anomaly invites a closer look into c
U.S. mortgage rates decline aligns with housing price cuts
U.S. Real Estate: Mortgage Rates Plummet Mortgage rates in the U.S. have experienced a notable drop, marking some of the most significant cuts in recent years. This shift comes at a time when the housing market is adjusting with substantial price reductions, offering potential homebuyers opportunities. The interconnectedness of mortgage rates with the broader economic trends cannot be understated. Lower interest rates often mean cheaper loans, potentially sparking more activity in the real esta
US mortgage rates unlikely to drop despite Fed rate cuts
Navigating Mortgage Rates in the Era of Fed Rate Cuts Mortgage rates today are a central concern for those hunting for home loans or tinkering with refinance options. Interestingly, despite recent Federal Reserve interest rate cuts, mortgage rates aren't budging much. This outcome puzzles many, considering the expected ripple effect these cuts tend to have on borrowing costs. The staunch resistance of mortgage rates to these cuts underscores an evolving challenge for financial planning among US
US Fed rate cut depends on upcoming CPI inflation report
How the CPI Inflation Report Could Shape the Next Fed Rate Cut Decision The Consumer Price Index (CPI) inflation report plays a vital role in shaping U.S. economic policy, particularly concerning the Federal Reserve's decisions. As the primary measure of inflation for urban consumers, understanding CPI figures can steer expectations about potential rate cuts. This report influences a host of financial metrics including interest rates, US inflation, and the overall health of financial markets. A
U.S. Stock Futures Stagnant Despite Positive Jobless Claims and GDP
Why US Stock Futures Remain Stagnant Despite Positive Economic Indicators The current investment landscape is puzzling for many as US stock futures struggle to show a definite trend despite favorable economic signals. These signals, such as jobless claims and Q2 GDP figures, suggest a healthy economy. Given the roles of the stock market and the Federal Reserve's decisions on rate hikes, it is surprising to witness this stagnation. Inflation trends and the Fed's signals about future policies pla
Related Trends
Consumer Price Index for All Urban Consumers: All Items in U.S. City Average
CPIAUCNS
Capacity Utilization: Total Index
TCU
Commercial and Industrial Loans, All Commercial Banks
TOTCI
Share of Foreign Born in Home Owners Loan Corporation (HOLC) Neighborhood A
RLMSHFBHOLCNA
Home Ownership Rate in Home Owners Loan Corporation (HOLC) Neighborhood C
RLMSHHORHOLCNC
Share of Foreign Born in Home Owners Loan Corporation (HOLC) Neighborhood C
RLMSHFBHOLCNC
Citation
U.S. Federal Reserve, Consumer Motor Vehicle Loans Owned and Securitized by Finance Companies, Level (DTCTLNVHFNM), retrieved from FRED.