Business Wholesale Motor Vehicle Loans Owned and Securitized by Finance Companies, Level

DTBTVLWNM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

112,433.92

Year-over-Year Change

5.46%

Date Range

8/1/1990 - 5/1/2025

Summary

This economic trend measures the level of wholesale motor vehicle loans owned and securitized by finance companies in the United States. It provides insight into the financing activity and health of the wholesale automotive market.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Business Wholesale Motor Vehicle Loans Owned and Securitized by Finance Companies metric represents the outstanding value of wholesale auto loans that finance companies have extended to dealers and hold on their books or have packaged into securitized products. It serves as an indicator of credit availability and financing conditions in the wholesale automotive sector.

Methodology

The data is collected by the Federal Reserve through surveys of finance companies.

Historical Context

This trend is closely watched by economists, policymakers, and industry analysts to gauge the flow of credit and financing activity in the wholesale automotive market.

Key Facts

  • Finance companies own and securitize over $100 billion in wholesale motor vehicle loans.
  • Wholesale auto loans have grown steadily since the 2008-2009 recession.
  • The level of these loans is an important indicator of credit availability for auto dealers.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total level of wholesale motor vehicle loans that finance companies own and have securitized. It provides insight into credit conditions and financing activity in the wholesale automotive market.

Q: Why is this trend relevant for users or analysts?

A: The level of wholesale auto loans owned by finance companies is a key indicator of credit availability and financing dynamics for auto dealers, which has important implications for the broader automotive industry and economy.

Q: How is this data collected or calculated?

A: The Federal Reserve collects this data through surveys of finance companies operating in the United States.

Q: How is this trend used in economic policy?

A: Policymakers, economists, and industry analysts monitor this metric to assess credit conditions, financing activity, and the overall health of the wholesale automotive market, which has broader macroeconomic implications.

Q: Are there update delays or limitations?

A: The data is published on a monthly basis by the Federal Reserve with a typical lag of 1-2 months. There may be some limitations in terms of the comprehensiveness of finance company reporting.

Related Trends

Citation

U.S. Federal Reserve, Business Wholesale Motor Vehicle Loans Owned and Securitized by Finance Companies, Level (DTBTVLWNM), retrieved from FRED.