Business Equipment Leases Securitized by Finance Companies, Flow
Millions of Dollars, Monthly Rate
DTBNERXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
7/1/1990 - 5/1/2025
Summary
The 'Millions of Dollars, Monthly Rate' trend measures the total value of non-revolving consumer credit, which includes auto loans, student loans, and other closed-end credit. This indicator provides insight into consumer borrowing and spending patterns.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This series tracks the total outstanding balance of non-revolving consumer credit extended by commercial banks, finance companies, and other financial institutions in the United States. It is a key economic indicator used by policymakers and analysts to gauge consumer demand and confidence.
Methodology
The data is collected and published monthly by the Federal Reserve based on reports from lenders.
Historical Context
Economists and investors monitor this metric to assess the health of consumer credit markets and broader economic conditions.
Key Facts
- The series reached a record high of $3.37 trillion in 2022.
- Auto loans account for the largest share of non-revolving credit.
- Trends in this metric can signal changes in consumer confidence and economic growth.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total outstanding balance of non-revolving consumer credit, which includes auto loans, student loans, and other closed-end credit extended by financial institutions.
Q: Why is this trend relevant for users or analysts?
A: Tracking non-revolving consumer credit is important for understanding consumer borrowing and spending patterns, which are key indicators of economic health and consumer confidence.
Q: How is this data collected or calculated?
A: The data is collected and published monthly by the Federal Reserve based on reports from commercial banks, finance companies, and other lenders.
Q: How is this trend used in economic policy?
A: Policymakers and analysts monitor this metric to assess consumer demand, credit market conditions, and the overall state of the economy, which can inform monetary and fiscal policy decisions.
Q: Are there update delays or limitations?
A: The data is published with a one-month lag, and the series may be subject to periodic revisions by the Federal Reserve.
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Citation
U.S. Federal Reserve, Millions of Dollars, Monthly Rate (DTBNERXDFBANM), retrieved from FRED.