All Employees: Trade, Transportation, and Utilities in Delaware
Monthly, Not Seasonally Adjusted
DETRADN • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
89.80
Year-over-Year Change
0.45%
Date Range
1/1/1990 - 6/1/2025
Summary
The 'Monthly, Not Seasonally Adjusted' series measures the total debt service payments of U.S. households. This metric is important for economists and policymakers to assess consumer financial health and spending potential.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The debt service ratio tracks the total scheduled payments on mortgage and consumer debt as a percentage of disposable personal income. It provides insight into household deleveraging trends and debt-servicing burdens.
Methodology
The data is calculated by the Federal Reserve using information from the Federal Reserve's Flow of Funds Accounts.
Historical Context
This metric helps inform monetary and fiscal policy decisions that impact consumer lending and spending.
Key Facts
- Debt service ratio reached a peak of 13.2% in 2007.
- Ratio fell to 9.7% during the Great Recession as consumers deleveraged.
- Current ratio is around 9.2%, below the long-term historical average.
FAQs
Q: What does this economic trend measure?
A: The debt service ratio tracks the total scheduled payments on mortgage and consumer debt as a percentage of disposable personal income.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into household deleveraging trends and debt-servicing burdens, which are important for assessing consumer financial health and spending potential.
Q: How is this data collected or calculated?
A: The data is calculated by the Federal Reserve using information from the Federal Reserve's Flow of Funds Accounts.
Q: How is this trend used in economic policy?
A: This metric helps inform monetary and fiscal policy decisions that impact consumer lending and spending.
Q: Are there update delays or limitations?
A: The data is released quarterly with a lag, and may not fully capture recent changes in consumer debt and income.
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Citation
U.S. Federal Reserve, Monthly, Not Seasonally Adjusted (DETRADN), retrieved from FRED.