Gross Domestic Product: Finance and Insurance (52) in Delaware

Annual, Not Seasonally Adjusted

DEFININSNGSP • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

24,852.30

Year-over-Year Change

43.84%

Date Range

1/1/1997 - 1/1/2024

Summary

The Annual, Not Seasonally Adjusted economic trend measures the change in the percent of personal disposable income allocated to debt interest payments. This indicator provides insight into household financial stress and consumer spending patterns.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Annual, Not Seasonally Adjusted series tracks the ratio of household debt interest payments to disposable personal income on an annual basis. This metric is closely watched by economists and policymakers to gauge consumer financial health and potential impacts on economic growth.

Methodology

The data is collected and calculated by the U.S. Federal Reserve based on household balance sheet and income information.

Historical Context

Changes in the debt interest payment ratio can signal shifts in consumer spending behavior and financial stability, which are important considerations for monetary and fiscal policy.

Key Facts

  • The debt interest payment ratio averaged 3.2% from 1980 to 2022.
  • The ratio peaked at 4.3% in 1990 and reached a low of 2.6% in 2012.
  • Changes in this metric can signal shifts in consumer financial health and spending patterns.

FAQs

Q: What does this economic trend measure?

A: The Annual, Not Seasonally Adjusted series tracks the ratio of household debt interest payments to disposable personal income on an annual basis.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insight into consumer financial stress and potential impacts on economic growth, making it an important indicator for economists and policymakers.

Q: How is this data collected or calculated?

A: The data is collected and calculated by the U.S. Federal Reserve based on household balance sheet and income information.

Q: How is this trend used in economic policy?

A: Changes in the debt interest payment ratio can signal shifts in consumer spending behavior and financial stability, which are important considerations for monetary and fiscal policy.

Q: Are there update delays or limitations?

A: The Annual, Not Seasonally Adjusted series is published by the Federal Reserve with minimal delays, providing a timely indicator of household financial conditions.

Related Trends

Citation

U.S. Federal Reserve, Annual, Not Seasonally Adjusted (DEFININSNGSP), retrieved from FRED.